Workers Compensation Insurance is required by law
Most state laws require that employees to be insured by a workers compensation insurance policy. Violation of these law can result in civil and criminal penalties.

Employee vs. Independent Contractor
- Employee: an individual, who performs their work duties at your companies direction and supervision
- Independent Contractor: an individual, who does not work under your direction or supervision.
Examples of Employees: behind the counter sales in a vape shop, cashier, shipping and receiving. Even if you pay someone to stand on a corner with a street sign, he/she is also considered an employee.
Allow our vape workers compensation insurance experts to place coverage for you! Get a quote online or call us (877) 678-0201.