Recent Events Show the Necessity of Vape Shop Insurance

vape shop insurance

There’s no perfect, foolproof way to protect your vape shop from a lawsuit. The best thing you can do is to have a plan. The right plan can help your company to prepare for whatever may come. Here at Calco Vape Insurance, we can help you to have a plan that’s right for your company. Health hazards, product defects, personal/advertising liability, and others: we have  different vape shop insurance policies including; General Liability Insurance, Product Liability Insurance, Vape Cyber Liability Insurance, Employment Practices Liability Insurance, D&O, and WC which can protect your company from lawsuits. As vaping enthusiasts ourselves, we keep up to date on news within the industry. Recent stories have shown how some would seek to harm the industry of vaping.

San Francisco Ban on All Vaping Products

It may be hard to believe, but that is what San Francisco’s Board of Supervisors has done.  Of course, they haven’t said that it’s a ban for all time, rather that it’s a ban till the e-cigarettes have FDA approval. In fact, San Francisco has banned all vape products, period. That may sound like a fait accompli, but it’s actually anything but. Not one single vape manufacturer has even submitted a product to the FDA for marketing approval. The main reason for that is simple: few believe that the FDA would ever approve it. If they aren’t going to give you the approval, why even try?

To be clear, this isn’t just a question of filling out a form and then sending it in to the FDA. These applications actually require millions of dollars, which includes all of the research and analysis that goes into them.  Vape manufacturers are too smart to pour millions of dollars down the drain of an application that will never be approved.

vape shop insurance

What’s especially galling about this is that regular cigarettes haven’t been banned. You can still buy those within San Francisco, or have them shipped to you. It defies belief that a healthier alternative, with no known side effects, is banned instead. This can be seen as a response to the incredible success and rise of JUUL. JUUL has been so successful and risen so quickly that many feel this ban was a way to slow their growth.

The problem with that, of course, is that JUUL is a San Francisco company. Recently, JUUL bought an enormous, San Francisco office for somewhere around four hundred million dollars. San Francisco is happy to have that money in the city, but not pleased to have their products sold, where they could provide an improved alternative to cigarettes. This ban is actually more draconian than it seems, as it also bans online sales as well.

So, even if you want to have someone from outside of San Francisco sell you e-cigarettes or vape products, that’s illegal, too.  There are some faint glimmers of hope, however: voters will be able to overturn the vaping ban this November. But, that’s cold comfort to the fact that e-cigarettes are banned in the city. After all, there’s no way of knowing what way that vote is going to go.

We understand if you’re reading this and thinking: “well, I don’t live in San Francisco, how does this really affect me and my vaping business?” It’s nice to think that, but odds are that if these tactics are successful in San Francisco, eventually they’ll be successful elsewhere as well. The backlash against e-cigarettes has been massive. Vape shop companies need someone on their side. Even if you aren’t a manufacturer, you could get caught in the wash of the backlash. A vape shop, to be successful, needs vaping products to sell. If all of these manufacturers go down, it can have a trickle-down effect that makes it more difficult on vape shops. Besides, if a portion of your online business went towards providing vaping products to the San Francisco area, that could be lost. Our insurance is designed to help vaping companies, even when it seems like nothing can help.

Personal/Advertising Liability Examples

If you didn’t know, the very first lawsuit against a vape company that was at all notable was filed for alleged consumer rights violations. They said that the vape products were “marketed as a safer alternative to tobacco products but failed to warn about the dangerous ingredients such as nicotine.  This was prior to the FDA requirement of having a black box warning.

Vape Shop Insurance Professionals

When you get our vape shop insurance, we can help you in a variety of ways that go beyond simply offering coverage. Here at CALCO, we also provide plenty of warnings and instructions on using vapor products safely, which you can provide to your customers in a digital form. We’ll take you through the Vape Warnings that you should always require your customers to accept when they purchase products online from you as well.

It’s been our experience that vape products, however well-intentioned, don’t include specific enough warnings about not placing batteries in a pocket, purse, or other potential threats. We’re here to fill those gaps, to have your back so that you can focus on running your vape shop. There will always be threats to your vape shop, unfortunately, but we can help you to withstand them, come way may. To have an initial conversation about what our insurance can do for you, give us a call at (877) 678-0201.