What is Vape Insurance?

Vape Insurance is a type of coverage designed by CALCO for the Vaping/E-Cigarette Industry.  It offers liability protection to a vape business against lawsuits brought by the end user for burns, health injuries, and/or marketing claims.  The CALCO Vape Advantage Program is a pioneer in this area and has been serving clients since 2008. 

What Coverages are Offered?

Coverage offered: Vape General Liability Insurance, Vape Product Liability Insurance, Vape Property Insurance (for business contents and building), Vape Cyber Liability Insurance, Vape Workers Compensation Insurance, Vape Directors & Officers Insurance, Vape Employment Practices Liability Insurance (EPLI), and Vape Life Insurance.

What is Vape Shop Insurance?

Vape Shop Insurance is liability and property protection for slip and fall, product liability, advertising, fire, theft, and vandalism.  The liability portion will protect the vape shop owner in the event a battery or devices explodes, or if there is a claims alleging any (HH) Health Hazard claims.  The (BPP) Business Personal Property coverage will reimburse a vape shop owner in the event a fire loss, theft of (BPP), or other perils offered by the Vape Shop Insurance policy.  Vape Shop owners should be aware that they are liable for the products they sell even if they did not manufacture them.

What is E-liquid Insurance?

E-liquid Insurance is liability protection for a manufacturer, distributor, or retailer against Health Hazard Claims and Personal/Advertising injury.  Coverage is offered as mono-line Product Liability Insurance or General Liability including Product Liability Insurance for E-liquids.

What is Vape Product Liability Insurance?

Calco Vape Product Liability Insurance provides coverage in the event you are sued for an injury or property damage resulting from a device, component, or battery.  The vape device can be electrical or mechanical.  The most prevalent claims are from 18650 batteries exploding in people pockets due to contact with coins and keys.

What States does CALCO offer Vape Insurance?

Alabama (AL), Alaska (AK), Arizona  (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT) Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), and Wyoming (WY).