At Calco, we do more than just offer vape insurance. We’ve also lobbied Congress on behalf of vape and e-cigarette products, manufacturers, and enthusiasts. There was always an undercurrent of people who were looking to ban these products, whether they were funded by Big Tobacco or not. Recently, efforts to ban flavored vaping products have…
One of the first thing business owners concern themselves with when embarking upon their venture is insurance. It is a given by now that businesses must have a general liability insurance policy in order to properly cover for bodily injuries and property damage that occurs within the establishment. It is important that businesses find an…
After mechanical vape mods were introduced to the market a new problem emerged. It was something that no one expected, except, those with advanced knowledge of batteries. Most notably, the 18650 batteries started venting in people’s pockets. The would vent due to an electrical short from improper storage. Loose change and keys or other metal…
Vape batteries may be batteries, but they aren’t like any Energizer or Duracell AAA that you buy at the grocery store. These are genuinely potent cells, each of which has to be handled with the greatest of care. At our vape insurance brokerage, we strongly believe that e-cigarette battery manufacturers should be allowed to upgrade…
Vape shop insurance is vital for any stores that sell electronic cigarettes. Although e-cigarette is said to be safer than a traditional cigarette, there are still risks involved. But the risks do not only involve the users. Rather, they are also true with the sellers. At first glance, selling vaping products may seem like a…
When most people get into the vape industry, one of the last things they think about is insurance. At first glance, for many, the necessity of vape insurance can seem unimportant. However, as vaping, e-cigarettes and e-liquids are often in legal crosshairs, insurance can protect you and your business in a variety of ways. Many states…
Many vape companies have been fined for failing to place the Vape CA proposition 65 warning on their products. 168 enforcement actions were brought on by private plaintiffs (meaning an individual) claiming that their CA consumer protection laws were violated. In a nutshell everything causes cancer and reproductive harm according to the state of California….
Operating a Vape Shop comes with certain liabilities and risk. Besides the basic exposures of a brick and mortar shop such as fire, theft, and slip and falls. A Vape Shop also has the complex exposure to hazards associated with the inhalation of a chemical mixture of PG, VG, flavoring, and nicotine. Standard Risks: 1….
Misuse, lack of instructions and warnings, awareness, and education, are all factors behind the injuries caused by exploding batteries. When batteries come into contact with conductive materials such as loose change or keys, they will short, causing an explosion. If you sell batteries or any other vape (e-cigarette) products, this places you in the chain…
The biggest misconception that Vape Shop owners have is that they are not liable for the products they sell. The idea makes sense. However, it is far from the truth. In fact, a retailer is 100% liable for the products they sell. A well known case against Cuttwood includes the retailer. What makes this case…
