The main cause of injuries are batteries. The majority of the vape claims involve 1st to 4th degree burns which include permanent bodily disfigurement. If you manufacture, import, wholesale, or retail you must maintain your own vape insurance policy. Strict Liability Law holds all in the chain of commerce liable. We provide the highest level of product liability insurance protection.
The manufacture, import, or sales of e-liquids/e-juice hold a complex set of liabilities. Toxic Tort litigation may occur after a prolonged use of e-liquids. Protection of the CALCO E-liquid insurance or e-juice insurance policy will allow you to continue to operate your company, as the insurance company handles the claims.
The Strict Liability law holds you responsible for the products you sell, even if you did not manufacture or import them. The CALCO Vape Shop Insurance policy will provide coverage from liability to inventory for your shop. We provide full theft coverage without large deductibles or unfavorable sublimits.
Vape Life Insurance provides you life insurance at the rates which non-smokers pay. This means more coverage at lower rates. If you have a business partnership we can provide you with a Key Man Life Insurance policy.
In many states if you have at least one employee the law requires that you purchase Workers Comp Insurance for your vape company. Injuries with employees are more frequent than product liability claims.
Directors and Officers Insurance coverage is ideal when you hire directors and officers to run your company. Employment Practices Liability Insurance protects the business owner against unfair firing or accusations of sexual misconduct.